South Jersey Shore Real Estate Market Update — October 2025
The South Jersey Shore Market—covering Atlantic County and Cape May County—continues to balance a moderating national backdrop with steady local demand. This fall, inventory is modestly higher while pricing remains firm, leading to a competitive but increasingly balanced market.
National Housing Overview
- Active listings have exceeded 1 million for five consecutive months, a threshold last seen in 2019.
- Home-price growth remains positive but slower as sellers adjust to more balanced conditions.
- Mortgage-rate spreads are narrowing (30-year fixed vs. 10-year Treasury). If spreads move closer to their long-term average, rates could trend toward the low 6% range, supporting affordability.
- As rates eased briefly late summer, buyer activity improved, especially in lifestyle markets like the Shore.
What this means locally: Expect firm but rational pricing, more negotiation room than in 2022–2023, and demand that responds quickly to rate dips.
South Jersey Shore Overview (Atlantic + Cape May)
| Metric | Combined | Atlantic County | Cape May County |
|---|---|---|---|
| Active Listings | 2,273 | 1,321 | 952 |
| New Listings | 1,003 | 548 | 455 |
| New Pendings | 610 | 316 | 294 |
| Months of Inventory | ~3.8–3.9 | 3.92 | 3.81 |
| Median Sold Price | — | $397,990 | $807,500 |
| Median Days on Market (Sold) | — | 25 days | 29 days |
| Sold-to-List Price Ratio | — | 98.4% | 97.0% |
Bottom line: Sub-4 months of supply keeps conditions seller-leaning, but buyers have more options than last year. Correctly priced homes continue to sell near asking within three to four weeks.
Atlantic County Market Details
- Months of Supply: 3.92 (up ~3% month-over-month)
- Median Sold Price: $397,990 (up ~9.9% MoM)
- Median Days on Market: 25 days
- Sold-to-List Ratio: 98.4%
- New Listings: 548 (median list $399,900)
- Active Listings: 1,321 (median list $425,000)
- New Pendings: 316 (median list $422,450)
Insight: Slightly more selection without sacrificing speed. Pricing to today’s comps—sometimes a hair under median—can trigger early showings and strong, near-ask offers.
Cape May County Market Details
- Months of Supply: 3.81 (down ~2% month-over-month)
- Median Sold Price: $807,500 (up ~9.1% MoM)
- Median Days on Market: 29 days
- Sold-to-List Ratio: 97.0%
- New Listings: 455 (median list $746,000)
- Active Listings: 952 (median list $782,000)
- New Pendings: 294 (median list $799,500; median 23 days to pending)
Insight: Premium coastal demand remains resilient, especially sub-$1M turnkey listings. Market-accurate pricing typically yields a contract within about three to four weeks.
What This Market Means for You
For Sellers
- Price for the market now, not for 2022 peaks. The best-positioned homes still achieve 97–98% of asking.
- Expect the strongest activity in the first 2–3 weeks. Launch with compelling photos, copy, and a crisp price.
For Buyers
- Inventory is modestly higher, but turnkey homes still move quickly. Keep pre-approvals current.
- Small rate dips can unlock affordability and spur competition—be prepared to act within a 3–4 week timeline.
Outlook: Late 2025 → Early 2026
National forecasters expect mildly lower mortgage rates and steady, sustainable price growth into 2026. Locally, sub-4-month supply suggests continued, competitive—but rational—conditions. Atlantic County offers value-driven opportunities; Cape May continues to lead premium coastal sales.
Local Area Specific Market Reports (these reports are updated every 48 hours)