Stone Harbor NJ Real Estate
Homes for sale in Stone Harbor, and what they actually sold for.
What Stone Harbor homes sell for
Over the 12 months ending September 2026, Stone Harbor homes sold for a median of about $3.59 million across 58 MLS sales. Sellers got 95.4% of their final asking price, and the typical sale took about 127 days from listing to closing.
Stone Harbor averages about 5 sales a month, so one month's median can swing by a million dollars or more on whatever happened to close. The 12-month numbers above are the better read.
Sources: Cape May County MLS closed sales via ShowingTime, Oct 2025 to Sep 2026 (median price is the 12 monthly medians weighted by sales; days on market is the middle of the 12 monthly medians); Realtor.com active listings, Sep 2026. Updates automatically each month. Cape May County MLS counts days on market to closing, not to contract.
Stone Harbor home prices since 2013
The median sold price went from about $1.08 million in 2013 to $3.71 million in 2025. Over the same years, the number of sales fell from 110 to 65, after peaking at 154 in 2020 and bottoming at 45 in 2023.
With 45 to 154 sales a year, one year's median moves with what happened to sell. The 2024 dip after 2023 is an example. The 13-year direction is the read.
See the numbers
| Year | Median sold | Sales |
|---|---|---|
| 2013 | $1.08M | 110 |
| 2014 | $1.14M | 112 |
| 2015 | $1.31M | 103 |
| 2016 | $1.17M | 131 |
| 2017 | $1.30M | 126 |
| 2018 | $1.60M | 114 |
| 2019 | $1.55M | 113 |
| 2020 | $1.50M | 154 |
| 2021 | $2.10M | 104 |
| 2022 | $2.50M | 79 |
| 2023 | $3.00M | 45 |
| 2024 | $2.45M | 56 |
| 2025 | $3.71M | 65 |
Source: Cape May County MLS closed sales via ShowingTime. Yearly median is the 12 monthly medians weighted by sales.
The south end of Seven Mile Island
Stone Harbor shares Seven Mile Island with Avalon, which is the north end. Hereford Inlet sits at the southern tip, past Stone Harbor Point. The ocean side is the beach. The bay side is docks and marsh.
Stone Harbor Boulevard is the main way on and off the island, running from the Garden State Parkway across the marsh into the middle of town. It's a small borough: 1.42 square miles of land and 796 year-round residents in the 2020 census.
Stone Harbor vs. Avalon, by the numbers
Same island, same beach and the same county MLS, so the numbers compare directly. Over the 12 months ending September 2026, Stone Harbor had 58 sales at a $3.59 million median. Avalon had 149 sales at a $3.25 million median.
| Stone Harbor | Avalon | |
|---|---|---|
| Median sold price, 12 months | $3.59M | $3.25M |
| Closed sales, 12 months | 58 | 149 |
| Sale price to final asking | 95.4% | 97.1% |
| Days, listing to closing | 127 | 125 |
| Months of supply, Sep 2026 | 6.6 | 3.9 |
| Median asking, Sep 2026 | $4.44M34 active | $3.04M64 active |
| 2026 effective tax rate | 0.401% | 0.335% |
| Taxes on the median home | ~$14,400 | ~$10,900 |
Avalon is the busier market. Both towns have among the lowest property tax rates in New Jersey: in 2025, Avalon was 1st and Stone Harbor 3rd of 564 towns.
Sources: Cape May County MLS closed sales via ShowingTime and Realtor.com active listings, dated above, updated automatically each month (both towns count days on market to closing); Cape May County Board of Taxation, 2026 Abstract of Ratables; NJ Division of Taxation, 2025 effective tax rates.
The parts of Stone Harbor
The north end, toward Avalon
Stone Harbor starts at 80th Street, where Avalon ends. This end is mostly homes, with a few businesses.
Downtown, 96th Street
Stone Harbor Boulevard comes onto the island at 96th Street, and that's where most of the shops and restaurants are. Homes close to 96th Street put you within walking distance of them.
The south end and the Point
The Stone Harbor Bird Sanctuary, 21 acres and New Jersey's first National Natural Landmark (1965), sits in the south end. Past the last streets is Stone Harbor Point, a conservation area at the tip of the island, open for walking, fishing, beachcombing and bird watching.
Beachfront vs. bayfront
The beach is on the east side of the island. On the west side, homes sit on the bay, most with docks.
Rentals, flood rules and taxes
Renting it out
Every rental property in Stone Harbor has to be registered, inspected and licensed every year. The license runs January 1 to December 31, a property has to pass inspection before its first license is issued, and fees are due by December 31.
Source: Borough of Stone Harbor Code, Chapter 205A, Rental Unit Registration.
Flood zones and building rules
Stone Harbor sits in FEMA flood zones, so check the specific property's zone and elevation certificate before you commit. The borough's flood ordinance requires new construction to be built above FEMA's minimum elevation.
The borough also publishes a flood risk map showing which streets are prone to flooding in large storms and which generally stay dry in minor to major coastal flooding. Most of the ocean side of town is marked as generally not prone; most of the bay side is marked as prone. Worth checking for any street you're considering.
The borough has its own flood lookup by address, and posts the elevation certificates it has on file.
- Property flood lookupFlood zone and flood data by address
- Elevation certificates on fileBorough of Stone Harbor
- Flood risk mapStreets prone to flooding in large storms (PDF)
How New Jersey's REAL rules affect new construction and renovations
Sources: Borough of Stone Harbor Code, Chapter 300, Flood Damage Prevention; Borough of Stone Harbor.
Property taxes
Stone Harbor's 2026 effective tax rate is 0.401% of market value, down from 0.413% in 2025. At that rate, a $3.59 million home runs about $14,400 a year. That's the 2nd lowest of Cape May County's 16 towns, behind only Avalon. In the latest statewide ranking (2025), Stone Harbor had the 3rd lowest rate of New Jersey's 564 towns. The actual bill depends on the assessment.
Sources: Cape May County Board of Taxation, 2026 Abstract of Ratables; NJ Division of Taxation, 2025 effective tax rates.
Stone Harbor homes for sale now
New48 photos
New33 photos
Open House21 photos
New19 photos
Open House39 photos
Active31 photos
Under Contract49 photos
Active8 photos
Active16 photos
Active33 photos
Active23 photos
Under Contract26 photosRecently sold in Stone Harbor
Sold17 photos
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Sold42 photos
Sold29 photos
Sold50 photos
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Sold14 photos
Sold
Sold30 photos
Sold37 photos
Sold21 photosStone Harbor real estate questions
What is the median home price in Stone Harbor, NJ?
About $3.59 million over the 12 months ending September 2026, based on 58 closed sales in the Cape May County MLS. The median asking price for the 34 homes listed in September 2026 was about $4.44 million.
How long does it take to sell a home in Stone Harbor?
About 127 days from listing to closing for a typical sale over the last 12 months. That count runs to the closing date, so the time to an accepted offer is shorter.
Do I need a license to rent out a house in Stone Harbor?
Yes. Every rental property has to be registered, inspected and licensed every year. The license runs January 1 to December 31, and a property has to pass inspection before its first license is issued.
What are property taxes like in Stone Harbor?
Stone Harbor's 2026 effective tax rate is 0.401% of market value, about $14,400 a year on a $3.59 million home. Only Avalon is lower in Cape May County. In the latest statewide ranking (2025), Stone Harbor had the 3rd lowest rate of New Jersey's 564 towns.
Is Stone Harbor in a flood zone?
Yes, the island sits in FEMA flood zones, and each property's zone and elevation differ. Check the flood zone and elevation certificate for the specific home before you buy. The borough's flood risk map shows which streets are prone to flooding in large storms, and its property flood lookup shows flood data by address.
How do Stone Harbor and Avalon home prices compare?
Over the 12 months ending September 2026, Stone Harbor's median sold price was about $3.59 million on 58 sales, and Avalon's was about $3.25 million on 149 sales, both from the Cape May County MLS.
Are Stone Harbor and Avalon on the same island?
Yes. Both are on Seven Mile Island. Avalon is the north end and Stone Harbor is the south end, with the line at 80th Street.
Do you need beach tags in Stone Harbor?
Yes, from the Saturday of Memorial Day weekend through Labor Day, 10 a.m. to 5 p.m. In 2026 a season tag was $37 through May 30 and $42 after.
What is Stone Harbor Point?
A conservation area at the southern tip of the island, along Hereford Inlet. It's open for nature walking, fishing, beachcombing and bird watching. Swimming and dogs aren't allowed, and some areas are protected for nesting shorebirds.
Buying or selling in Stone Harbor?
Adam D'Annunzio, Broker Associate with Keller Williams Realty Jersey Shore, works with buyers and sellers in Stone Harbor and across the shore towns.
Text or call 609-604-5958 · Office 609-399-5454
Adam D'Annunzio, Broker Associate, Keller Williams Realty Jersey Shore. Market figures come from the Cape May County MLS and Realtor.com as dated above and change monthly. Tax rates are from the Cape May County Board of Taxation and the NJ Division of Taxation; actual taxes depend on each property's assessment. Rental, flood and beach rules are summarized from public sources; confirm current requirements with the Borough of Stone Harbor before buying.